How to Get e-Stamp Paper in Karnataka for a Sale Agreement

INTRODUCTION Executing a Sale Agreement is a crucial step in property transactions in Karnataka, especially when applying for a home loan. With the launch of Digital e-Stamp on Kaveri Online Services, the entire process, including drafting the agreement, purchasing stamp duty, and digitally signing, can now be completed online without visiting any office. This guide provides a complete, step-by-step explanation of how to obtain e-Stamp paper and prepare a Sale Agreement using Kaveri Online Services, supported by a real case study for easy understanding.

WHERE CAN YOU BUY E-STAMP PAPER IN KARNATAKA? You can obtain e-Stamp paper through:

Kaveri Online Services (preferred method), or
Authorised stamp vendors located near Sub-Registrar Offices, Courts, and certain RTO premises.

In this guide, we focus on Kaveri Online Services, as it offers several advantages for property buyers and sellers.

BENEFITS OF USING KAVERI ONLINE SERVICES

Single Integrated Platform

You can draft the agreement, generate e-Stamp paper, digitally sign the document, and download the final Sale Agreement - all from one portal.

Completely Paperless Process

The digital workflow ensures:

Faster processing
No physical paperwork
Zero printing or scanning
Eco-friendly documentation

Zero Processing Fee

You pay only the stamp duty. Kaveri Online Services does not charge any additional service fee.

DOCUMENTS REQUIRED Keep the following documents ready before starting the process:

Sale Agreement Draft
e-Khata (PID Number)
Aadhaar of Seller, Buyer, and two Witnesses

VIDEO TUTORIAL For your convenience, we have created a complete step-by-step video. You can watch it below before starting the process.

CASE STUDY CONTEXT To provide clarity, this guide is based on the following real scenario:

Buyer is purchasing a 2BHK flat in BBMP limits, Bengaluru
Purchase price: Rs.57,00,000
Buyer is applying for a home loan, and the bank requires a Sale Agreement
Property possession is not yet delivered

STEP-BY-STEP PROCEDURE TO BUY E-STAMP PAPER & PREPARE A SALE AGREEMENT Step 1: Create an Account and Log In Visit the Kaveri Online Services portal and register using:

Name
Gender
Mobile Number
Email ID

Refer to the image below

Step 2: Start a New Application From the dashboard, select: START A NEW APPLICATION

DIGITAL E-STAMP

Step 3: Select the Correct Article and Sub-Article Choose:

Nature of Document: Agreement
Sub-Article: 5(e)(ii) – Agreement relating to the sale of immovable property where possession is not delivered

Step 4: Enter Property Information Choose the following:

Type of Document: Non-Agricultural
Type of Property: e-Aasthi (Urban)
District: BBMP
BBMP e-Aasthi PID: Enter your 10-digit e-Khata number

Click Continue.

Step 5: Enter Property Details Enter the property details:

Flat Number
Block / Tower
Apartment Name
Survey Number

Click Submit & Continue.

Step 6: Verify Property Schedule The system auto-fills the property schedule based on e-Khata data. Manual entry is not required.

Step 7: Enter Seller and Buyer Details For each party:

Authenticate Aadhaar using OTP
System auto-fills name, age, gender, and address
Verify mobile number using OTP

In this example, there were two sellers and one buyer.

Step 8: Add Witness Details Two Witnesses are mandatory. For each witness:

Authenticate Aadhaar via OTP
Details are auto-filled
Verify mobile number via OTP

Step 9: Enter Consideration Amount and Review Stamp Duty Enter the Buying Price. Example:

Consideration Amount: Rs.57,00,000
Stamp Duty: 0.5% = ₹28,500

The portal automatically calculates the stamp duty.

Step 10: Make the Payment Payment options include:

NetBanking
Debit Card
UPI

We completed the payment via UPI.

Step 11: eSign and Download the Sale Agreement After successful payment:

eSign the Sale Agreement using Aadhaar-based OTP
Download the complete Sale Agreement in PDF format

The PDF includes:

e-Stamp Certificate on the first page

Digital Signature Details on the final page

This completes the Sale Agreement process.

CONCLUSION The Digital e-Stamp and online Sale Agreement facility on Kaveri Online Services has transformed property documentation in Karnataka. By offering a single platform for drafting, stamping, and digital signing, the system eliminates paperwork and reduces errors. By following the steps outlined in this guide, buyers and sellers can complete the process quickly and efficiently without visiting a Sub-Registrar Office or stamp vendor.

FREQUENTLY ASKED QUESTIONS (FAQS)

Can I still buy physical stamp paper instead of using Kaveri Online Services?

Yes, physical stamp vendors are still authorised. However, Digital e-Stamp is faster, safer, and paperless.

Is Aadhaar authentication mandatory?

Yes. Sellers, Buyers, and both Witnesses must authenticate Aadhaar using OTP.

What if I enter the wrong stamp duty amount?

The system auto-calculates stamp duty from the consideration amount, so errors are unlikely. Just ensure the consideration value is entered correctly.

Can NRIs complete the process from outside India?

Yes, provided their Aadhaar is active and linked to a valid mobile number.

Is the digitally signed Sale Agreement accepted by banks?

Yes. Banks accept digitally signed Sale Agreements from Kaveri Online Services.

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