A Form 15 Encumbrance Certificate (EC) is a crucial document used to verify the ownership and transaction history of a property. In Karnataka, you can apply for a Form 15 EC online through the Kaveri Online Services portal. Below is a step-by-step guide on how to obtain the certificate:
Access the Portal:
Visit the official Kaveri Online Services website: https://kaveri.karnataka.gov.in/landing-page
INFORMATION REQUIRED FOR FORM 15 EC APPLICATION
To initiate the application, ensure you have the following property details:
- Property Number (Flat Number / House Number / Site Number)
Location Details:
- District
- Taluk
- Hobli
- Village
Refer to the screenshot below for how this information appears on the portal.
FEE STRUCTURE FOR FORM 15 EC
- Application Fee: Rs.10
Search Fee:
- Rs 30 for the first year
- Rs 10 for each subsequent year
For example, if you are searching from 2004 to 2024 (21 years), the total payable fee will be Rs.250.
A sample fee calculation screenshot is provided below.
APPLICATION PROCESS
- After entering the required property details and calculating the fee, proceed to payment.
- Post-payment, eSign the application using your Aadhaar credentials.
- Submit the application online.
CERTIFICATE AVAILABILITY
The digitally signed Form 15 EC will be available for download within 5 working days from the date of submission.
Once ready, a download link will be accessible on the Kaveri Online Services dashboard.
A sample download interface is shown below.
SAMPLE OF FORM 15 EC
The digitally signed EC includes a QR code at the bottom left corner for verification purposes:
Insert image of digitally signed EC
If your property was registered before 2004, the EC is usually manually signed and sealed, as shown below:
NEED ASSISTANCE?
We provide end-to-end support in obtaining the Form 15 Encumbrance Certificate. To avail our service, write to us via:
- Email: pgnproperties@gmail.com
- WhatsApp: +91-97424 79020
WATCH: STEP-BY-STEP GUIDE TO APPLY FOR FORM 15 ENCUMBRANCE CERTIFICATE (EC) ONLINE IN KARNATAKA
To make the process even easier to understand, we’ve created a detailed video tutorial demonstrating how to apply for a Form 15 Encumbrance Certificate (EC) online through the Kaveri Online Services portal.
This video walks you through:
- How to access the Kaveri portal
- Information required for Form 15 EC application
- Step-by-step online application process
- Fee calculation and payment
- Downloading and verifying your digitally signed EC
FREQUENTLY ASKED QUESTIONS (FAQ) – FORM 15 ENCUMBRANCE CERTIFICATE (EC) IN KARNATAKA
1. What is a Form 15 Encumbrance Certificate (EC)?
A Form 15 EC is an official document that records the ownership and transaction history of a property. It is used to verify whether the property has any legal liabilities, mortgages, or disputes.
2. How is Form 15 different from Form 16 EC?
- Form 15 EC lists all transactions related to a property during the specified period.
- Form 16 EC is issued when there are no encumbrances (no transactions or liabilities) recorded during the search period.
3. Where can I apply for a Form 15 EC in Karnataka?
You can apply for Form 15 EC online through the Kaveri Online Services portal: https://kaveri.karnataka.gov.in/landing-page
4. What details are required to apply for a Form 15 EC?
You will need the following information:
- Property number (Flat/House/Site number)
- District, Taluk, Hobli, and Village details of the property
5. What is the fee for obtaining a Form 15 EC?
Application Fee: Rs. 10
Search Fee:
- Rs. 30 for the first year
- Rs. 10 for each subsequent year
For example, a search from 2004 to 2024 (21 years) costs Rs. 250.
6. How long does it take to get the EC after applying?
The digitally signed Form 15 EC is usually available for download within 5 working days after submission.
7. How can I verify the authenticity of the EC?
The digitally signed EC includes a QR code at the bottom left corner, which can be scanned to confirm authenticity. For properties registered before 2004, the EC may be manually signed and sealed.
8. Is it mandatory to get a Form 15 EC when buying property?
Yes. The EC is a critical document for property buyers, banks, and legal authorities to ensure the property is free from disputes or liabilities.
9. Can I get help in applying for a Form 15 EC?
Yes. We provide professional assistance in obtaining a Form 15 EC.
- Email: pgnproperties@gmail.com
- WhatsApp: +91-97424 79020